Housing Loan Information

Residential Home Loan Regulations (MAS)

First LoanSecond LoanThird Loan
Loan TenureUp to 30 years31-35 yearsUp to 30 years31-35 yearsUp to 30 years31-35 years
AgeAge used to calculate loan tenure, will be based on income-weighted
Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75Up to 65Up to 70-75Up to 70-75
Maximum LTV Limit75%55%55%45%25%25%35%15%15%
20% (non-individuals)
Minimum Cash Down-Payment5%10%10%25%25%25%25%25%25%
Guarantors / Co-borrowersAll Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing RatioN/A
Total Debt Servicing Ratio55%
Stress Test Interest Rate3.5%
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Welcome to Klimt Cairnhill 康邻豪庭 !
Hello! Thank you for visiting
Klimt Cairnhill 康邻豪庭
Reside In A Golden Neighbourhood, Let Your Life Shimmer

🔥🔥🔥 Over 68% SOLD 🔥🔥🔥

💫 Attractive Prices to own an Ultra Luxurious Freehold Unit in D09 💫

🏘️ FROM $3,1xx PSF!🏘️
⭐️2BR 829sf from $2.65M (PSF $3,197)
⭐️2BR+S 893sf fr $3.04M (PSF $3,404)
⭐️3BR 1432sf from $4.88M (PSF $3,408)
⭐️3BR 1496sf from $5.25M (PSF $3,509)
⭐️ 4BR 2056sf FULLY SOLD
⭐️ 4BR 2368sf FULLY SOLD
⭐️ Penthouses FULLY SOLD


♦️ A 36-storey residential tower, showcasing exquisite 2-bedroom apartments to the 6-bedroom penthouses, all 138 homes are thoughtfully designed and meticulously crafted!

🔸 The Golden landmark sets to be a Timeless home in the most sought after residential Cairnhill enclave to the wealthy elite.

✨ A Grand Conserved Bungalow, fashioned into a clubhouse with exquisite and private dining rooms. A Heritage Heirloom connecting with Cairnhill's glorious past.

🔸 Reside in this Golden neighbourhood, an exceptional landmark rising through the Orchard skyline


*Pricing and availability subject to change anytime without prior notice.

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